The Virginia HOA laws updates in 2025 bring key changes that impact both boards and homeowners in common interest communities. They refine how associations manage resale documents, management contracts, collections, and legal claims. Most of these updates went live on July 1, 2025.
What are the Virginia HOA Laws Updates in 2025?
The new HOA laws in Virginia for 2025 introduce several reforms to protect owners and strengthen association operations. They clarify insurance deductible responsibility, resale certificate privacy, and management contract termination. Additionally, updates are available on court jurisdiction, mold remediation, and tax sale thresholds.
Association boards must understand these new rules because they affect operations, financials, and legal compliance. On the other hand, homeowners must understand these changes to protect their rights better.
In 2025, the newly passed bills in Virginia include:
House Bill 1704 and Senate Bill 808
Resale Disclosure Act; Resale Certificate, Responsibility for Payment of Insurance Deductible
One of the major Virginia HOA law changes is covered by House Bill 1704 and Senate Bill 808. Under these paired bills, associations must include a statement in the resale certificate informing buyers that governing documents may hold an owner responsible for payment of all or part of an insurance deductible.
The purpose of this law is to avoid unpleasant surprises related to insurance claims. Buyers can review the certificate and learn that they may need to pay a deductible amount if the association files a claim.
This disclosure helps real estate professionals and boards manage the expectations of potential buyers. The new language must appear in the standardized resale certificate form provided by the Common Interest Community Board. Associations must update their resale documents accordingly.
These laws took effect on July 1, 2025.
House Bill 2110
Resale Disclosure Act; Resale Certificate, Prohibition on Requiring Purchaser’s Name
House Bill 2110 aims to protect buyer privacy by preventing associations from requiring a purchaser’s name before preparing a resale certificate or including that name on the final document.
Sellers and their agents no longer need to disclose the buyer’s identity to obtain resale paperwork. It is also one of the major Virginia HOA laws updates related to resale disclosures.
This change also took effect on July 1, 2025.
House Bill 2750
Common Interest Communities; Termination of Certain Management Contracts
House Bill 2750 gives associations the ability to terminate, without penalty, any automatically renewing management contracts with at least 60 days’ written notice. The outgoing manager must return all association funds and close related bank accounts promptly, at no additional cost.
Many management companies include an auto-renewal clause along with a hefty termination fee. As one of the new Virginia HOA laws in 2025, HB 2750 gives associations more flexibility and control when replacing their management companies.
House Bill 2195
Virginia Consumer Protection Act; Mold Remediation and Inspections Report
House Bill 2195 requires sellers to disclose mold inspection and remediation reports to buyers under the Virginia Consumer Protection Act. This ensures that buyers receive complete information about indoor air quality issues before they commit to a purchase.
Association boards may also need to maintain records of any mold remediation done in common areas. This bill aims to improve health standards and reduce legal disputes over undisclosed mold issues.
The law took effect on July 1, 2025.
Senate Bill 761
Civil Actions Brought by Warrant; Extends Date Range for Court Appearance
Senate Bill 761 has extended the time between service of a civil warrant and the initial court date from 60 days to 90 days. This gives associations more flexibility when it comes to scheduling legal actions for delinquent fees or covenant enforcement.
The additional time is beneficial to both boards and owners. This is because the extra time provides an opportunity to resolve the dispute before escalating to formal hearings. It also gives legal teams more time to make better preparations for court appearances.
Senate Bill 1291
General District Courts: Increases Jurisdictional Limits
Senate Bill 1291 has raised the jurisdictional limit of general district courts from $25,000 to $50,000. Associations can now bring larger assessment collection cases or disputes to these courts. They tend to be faster and less costly compared to circuit courts.
With this law in place, associations can reduce litigation costs and speed up resolution for financial disputes. This benefits not only the association but also the homeowners. After all, attorney fees can quickly add up.
House Bill 1792
Local Taxes; Nonjudicial Sale of Tax Delinquent Real Properties, Threshold for Nonjudicial Sale
House Bill 1792 modifies the threshold for nonjudicial sales of tax-delinquent properties. Localities must meet the new threshold before they can initiate any of these sales. Associations that rely on tax sales to recover unpaid liens or dues must amend their enforcement strategies to align with the new law.
This change helps ensure fairness in the tax sale process. At the same time, it also preserves recovery options for associations that struggle with high rates of delinquency.
HB 1792 became effective on July 1, 2025.
Implementation Guidance for Boards
The Virginia HOA laws updates require boards to make changes to internal policies. To ensure compliance, association boards should do the following:
- Update resale certificates to include the new deductible disclosure;
- Adjust the association’s resale processes to comply with privacy protections;
- Review management contracts and prepare termination notices if necessary;
- Maintain mold remediation records for future disclosure requests; and,
- Work with legal counsel to take advantage of new court limitations.
These laws also benefit homeowners. They promote better transparency in real estate transactions and help cut costs. Buyers also receive clear and full disclosures about any expenses or potential risks.
Existing Virginia HOA Laws
While there are new HOA laws in Virginia, they only expand on existing statutes. These include the following:
The newly passed bills help build on the current foundations laid down by the above laws. They align with existing Virginia laws, best practices for association management, and strategies for consumer protection.
Professional Help
The Virginia HOA laws updates for 2025 can be a source of confusion for many association boards, particularly those that are self-managed or inexperienced. Fortunately, even without a legal background, associations can still ensure legal compliance by hiring an HOA management company.
HOA Explore enables Virginia associations to search for HOA management companies easily. Use our online directory today!
